CarOnPhone Car Blog The Ultimate Guide to Buying a New Car in India
CarOnPhone Car Blog The Ultimate Guide to Buying a New Car in India

The Ultimate Guide to Buying a New Car in India

Maulik Vyas

19 Jul 2024, 12:33 PM

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When a buyer in India decides to buy a car, it is much more than a simple purchase; it means investment in his mobility and lifestyle. This is an in-depth car buying guide for India, going into the details of buying a vehicle. From making your choice to understanding key aspects, here is information that will come to your rescue in making a wise decision. So, whether it’s your first foray into the car market or an upgrade purchase, this guide will help you find the car that meets your needs and dreams.

Car buying guide: How to buy a car?

When buying a car, you would need to refer to a reliable car buying guide in India. It is absolutely essential. Now, begin by understanding the needs and budget that you have in mind. Then, move on to your research of different car models. Always take into account certain factors like resale value or fuel efficiency. You may also have to take care of the safety features. So, this car buyers’ guide would enable you to compare different car options. It would ultimately help you buy the perfect fit as per your driving needs and lifestyle.
In India, if you are buying a car, you’d find people telling you that it is a long-term investment. Buyers often seek cars that would serve them reliably for years. It is important to follow car buying guides in India. It would enable you to inspect the car, check its warranty, and review its maintenance history. Alongside, you can take test drives to make sure that the car meets your comfort and performance expectations.
Please note, owning a car is not a cakewalk. You will have to take care of its maintenance through and through to make sure that its value is preserved in the long run. While buying, consider availability of serve stations and make sure that the cost of the spare parts is within your budget constraints. Follow these tips and make an informed decision. That would save you a lot of time and avoid complications in car ownership.
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Tips for buying a new car

If you want to simplify the daunting process of buying a new car, you need to take it step by step. Begin with determining your budget. It should include all the things that you can afford, especially with regards to maintenance and insurance.
Start by exploring a range of models, as costs would vary based on your choice. Alongside, it wouldn’t be unwise if you first get a pre-approved loan for this. That would give you an advantage when consulting with dealers.
So, don’t look further for helpful tips on how to buy a new car. Your car buyers’ guide is right here.

Choosing the type of car

Always keep your personal preference and need in mind with every kind of car. There are many options like Sedans, Hatchbacks, SUVs, MUVs, and electric and hybrids to choose from. Each one of these caters to a different kind of lifestyle and car requirement. Hence, whether you’re a city driver, take off-roading now and then, or just want an eco-friendly car, this guide for buying cars would offer a plethora of choices to look into before making your buy decision. You must make sure that the kind of car you select gels well with both your budget and requirements.

Reasons to buy a hatchback

Buying a hatchback has several advantages worth considering:
  • City Driving: Maneuverability in tight spaces.
  • Fuel Efficiency: Generally more economical.
  • Affordability: Lower initial cost and maintenance.
  • Practicality: Ample cargo space with rear seats folded.

Reasons to buy a sedan

Buying a sedan offers several compelling reasons:
  • Comfort: Maneuverability in tight spaces.
  • Style: Sleek and elegant design.
  • Safety: Typically equipped with advanced safety features.
  • Performance: Smooth driving experience on highways and urban roads.

Reasons to buy a Sports Utility Vehicle (SUV)

Might cost more than the others but there are several advantages of investing in a Sports Utility Vehicle (SUV):
  • Versatility: Suitable for both city driving and off-road adventures.
  • Space: Ample cargo and passenger room, ideal for families.
  • Safety: Typically equipped with advanced safety features.
  • Safety: Often equipped with advanced safety features.
  • Comfort: Higher seating position and robust build.

Automatic or manual transmission?

Deciding whether to buy a manual or automatic transmission is one of the major aspects of understanding how to buy a new car. Some things to consider include:
  • Driving Conditions: An automatic might be more convenient for driving in cities.
  • Fuel Efficiency: Manuals often provide better fuel efficiency.
  • Costs: Automatics are usually more expensive than manuals.
  • Preference: Some drivers enjoy the control of a manual.
  • Maintenance Cost: Generally speaking, maintenance cost for manuals is low.

Reasons to buy a Sports Utility Vehicle (SUV)

Might cost more than the others but there are several advantages of investing in a Sports Utility Vehicle (SUV):
  • Versatility: Suitable for both city driving and off-road adventures.
  • Space: Ample cargo and passenger room, ideal for families.
  • Safety: Typically equipped with advanced safety features.
  • Safety: Often equipped with advanced safety features.
  • Comfort: Higher seating position and robust build.

Automatic or manual transmission?

Deciding whether to buy a manual or automatic transmission is one of the major aspects of understanding how to buy a new car. Some things to consider include:
  • Driving Conditions: An automatic might be more convenient for driving in cities.
  • Fuel Efficiency: Manuals often provide better fuel efficiency.
  • Costs: Automatics are usually more expensive than manuals.
  • Preference: Some drivers enjoy the control of a manual.
  • Maintenance Cost: Generally speaking, maintenance cost for manuals is low.

Purpose and usage

A clear perception of the appropriate use of the car and when to go for it is vital when it comes to the process of purchasing a new car. Here are some key considerations:
  • Daily Use: If driving daily, find out how long you are likely to drive and whether you are likely to be in the city, countryside, etc.
  • Occasional Use: Assess the frequency you’ll be using the car and for what reason.
  • Car Buyers Guide: This can go a long way in identifying and equipping you with the right car to suit your requirements.
  • Utilization: Determine this by considering factors that ease the decision-making on the best car for you.

Questions to ask yourself before buying a car

Before finalizing the car purchase decision, always ask yourself these questions:
  • Purpose: What is the purpose of my purchase, daily use or occasional use?
  • Budget: Will I be able to afford it?
  • Research: How good is my research for the car? Do I need to read a buyer’s guide?
  • Usage: Where will I be driving my car and how far?
  • Selection: Am I aware of the criteria of how to make the selection? 
  • Maintenance: What will be the ownership maintenance of the car in the future?

Cost

A car’s cost may depend upon various factors. So always keep these key considerations in mind:
  • Initial Price: Use a car buyer’s guide to compare the cost.
  • Financing: Look for loan budget options that fits with your budget.
  • Insurance: Take a note of monthly premiums and keep them calculated.
  • Accessories: If you’d be needing more creature comfort that comes with the factory-fitment version of the car.
  • After Sales Service: After sales service varies over time, give a thoughtful reading to the buyer’s guide and get a clear understanding of the service manual.
  • Resale Value: Will the resale value of your car do justice with its wear over the time you’ve used it? In India, it is one of the prime aspects to look for.
  • Additional Costs: Don’t ever forget to add taxes, registration, and extended warranties costs.

Petrol, diesel or CNG?

Petrol, Diesel or CNG? How to buy a new car is determined by whether it is petrol, diesel or CNG you choose. These include:
  • Petrol: It has smooth performance and is best for driving in town.
  • Diesel: Has better mileage coverage to make it suitable for long distances.
  • CNG: Economical and environmentally friendly but it has few refueling stations.
  • Cost: Generally diesel cars are more costly.
  • Use: What is your kind of driving and how far do you go?

Online research

Online research is important in finding how to buy a new car. This will give you an overall view of car models, user experiences and prices.
Below are key steps:
  • Read Reviews: Check out expert opinions as well as reviews from users.
  • Budget: Will I be able to afford it?
  • Car Buyers Guide: Use guides to compare models and features.
  • Price Comparisons: Look up prices on different websites.
  • Forums: Discuss with people who have already bought cars.
  • Manufacturer Websites: Go through specifications and deals.

Test Drive

The process of purchasing a new car is not an undertaking that beginners should approach without undergoing a test drive to learn how it feels like. Concentrate on the following:
  • Comfortability: Make sure that seats are comfortable and designed ergonomically soundly.
  • Performance: Assess its acceleration, braking, and handling capabilities.
  • Visibility: Ensure that the driver can clearly see other road users.
  • Technology: Get acquainted with the infotainment system as well as other high tech features installed in your vehicle.
  • Noise: Pay attention to any unusual noises indicating potential problems. 
Depending on their preferences and the suitability of the intended purchase, Going for a test drive makes it easier for a consumer to understand how to buy a new car.

Look for discount offers

A technique that can be employed during the learning process of how to buy a new car is searching for discounted deals. Here’s how to make the most of it:
  • Seasonal Sales: Wait for events like Diwali or December sales, or any other significant sales events.
  • Dealership Offers: Don’t rely on just one dealer; some dealers provide exclusive deals.
  • Car Buyers Guide: Use guides to compare models and features.
  • Manufacturer Discounts: Check current promotions and rebates offered by the manufacturer.
  • Trade-In Bonuses: Dealerships often give extra rebates to those who want to trade in their current cars.
  • Negotiation: Always haggle for a lower price, as discounts on products or services are beneficial.

Sort out the finance

Sorting out the finances is a crucial step in learning how to buy a new car. Here’s what to focus on:
  • Budget: Decide upon the attainable expenditures, including all possible expenses.
  • Loan Options: Different lending companies offer different interest rates and package deals.
  • Down Payment: Spend money towards a larger down payment to help avoid large monthly installments.
  • Pre-Approval: Make sure you are pre-qualified for a loan to have an upper hand in the lender’s market.
  • Insurance: One common overhead to factor in is insurance.

Exchanging or selling your old car?

Whether to exchange or to sell your old car? This is an important part of learning how to buy a new car. So before doing that consider these aspects:
  • Trade-In Value: Get your car evaluated by different dealers for the best trade-in offer.
  • Private Sale: Selling privately might fetch a higher price but requires more effort.
  • Dealership Offers: Some dealers provide extra discounts for trade-ins.
  • Timing: Sell when the demand for your car model is high.
  • Paperwork: Ensure all documents are in order.

Check car insurance plans

Check different types of automobile coverage policies. And here’s what you need to focus on:
  • Types of Policies: Differentiate between comprehensive and third-party motor insurance.
  • Loan Options: Different lending companies offer different interest rates and package deals.
  • Rates Comparison: Employ web-based calculators for comparing the premiums charged by various firms.
  • Discounts: Opt for no claim bonuses or discounts on bundling policies.
  • Reviews: Take a look at client feedback on settlement of claims.
  • Policy Options: Make sure it covers things like roadside assistance at the minimum.

Review and buy

The last step before finalizing your purchase must be reviewing and understanding how to buy a new car. This is how you review:
  • Final Checks: Go through your research again from the car buyers’ guide and see that you have fulfilled all your criteria.
  • Examination: Inspect the car thoroughly, both in and out.
  • Documents: Make sure you double check all the documents for any mistakes
  • Bargaining: Don’t run away from the final price negotiations.
  • Payment Alternatives: Take up a favorable financing or payment scheme.

What to check before buying a new car from a dealer?

If you are thinking of buying a car from a dealer, you have to first go on to examine the general condition of the car that you plan to buy. First of all, check the paintwork and the interior quality of the car. Then examine the VIN number with the papers for cross checking any propounding errors. Start with analyzing features and functions of the vehicle, especially with regards to safety equipment and electronics. Make sure that the warranty is covered as per the condition of the car you are buying. 
Then, verify the fuel consumption as per the distance traveled by the car along with its service schedule. Also, check extra costs including registration as well as warranties earned. Don’t forget to test drive! That’s your final step. Experience first-hand how comfy and high it performs. Finally, discuss the price with the dealer and ask if there are any promotions that you may get, or perhaps some finance options.

Where to buy your new car?

The usual process, given this range of choices in buying a new car, would be to head towards an authorized dealership like this, which usually carries the latest models and warranty to offer peace of mind. Online platforms like this offer competitive pricing and vast choices – perfect for comparison shopping. On the other end of this spectrum, private owners would have used cars at perhaps better prices, although possibly entailing more haggling. Going through a car buyer’s guide or a car buying guide in India could ease the decision process for you, leading you in the right direction to find the best way of buying the car that will suit all your needs and budgets.

FAQs

The main things to consider when buying a new car in India are the budget, the fuel type (petrol/diesel/CNG), maintenance cost, the resale value of the vehicle, the safety features, and the brand reputation. 
Budget well for a new car by factoring in insurance and maintenance costs and comparing loan options so as to get the best deal. 
A test drive is crucial to assess comfort, handling, and performance so that you are convinced of getting what you expect before finally deciding to purchase the car.
After that, you can calculate EMI by entering car price, down payment, loan tenure, and interest rate, which will help properly calculate monthly installment amounts, thereby assisting in financial planning. Calculate EMI here: https://www.caronphone.com/emi-calculator
The documents required to buy a new car in India are proof of identity such as a PAN card, driving license, passport, Aadhar card, voter’s ID, proof of address, and proof of income. The other documents may include bank statements, salary slips, letters for loan closure (for previous loans except home loans), and income tax returns.

Final Conclusion

One needs to understand that before one buys a new car in India, one goes through the entire process. It is much more than driving at the wheel of your new vehicle. This is a purchase for mobility and lifestyle. This car buying guide designed in India explains all essential information regarding types of cars. Whether you are a new car buyer or looking to buy your next new model, this guide enhances your insights. Check out the website for various vehicles that can help you take the first step towards owning your dream car right now!
CTA: Ready to find your ideal car? Explore more tips and resources in our comprehensive car buying guide India at Car on Phone.

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