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Buying a new ride is thrilling, but the paperwork can stall your adrenaline rush. To breeze through your showroom visit and the RTO counter, here’s your definitive documents required for buying a new car checklist.
For accuracy, cross-verify model specs on official brand websites and consult trusted automotive portals. This guide covers everything from identity proofs to RTO forms, so you can focus better on your test drive.
| Document | Purpose | Notes |
|---|---|---|
| Voter ID/Passport | Citizenship verification | Original + one photocopy |
| Aadhaar/PAN Card | Identity & tax compliance | Link Aadhaar to your mobile |
| Utility Bill/Rent | Address proof | Not older than 3 months |
| Passport Photos | Dealer KYC records | Four glossy, 35×45 mm shots |
If you’re financing with a bank or NBFC, you’ll speed-up sanction by having these car loan documents ready:
Keep originals handy for verification. Many financiers now allow digital uploads via secure portals to fast-track disbursal.
Indian law mandates at least third-party cover from day one. For comprehensive vehicle insurance papers, prepare:
Pro Tip: Compare add-on covers like zero-depreciation or engine protection. When renewing, claim your No-Claim Bonus (NCB) certificate to lower premiums next year.
| Form / Document | Purpose |
|---|---|
| Form 20 | Application for new registration |
| Form 21 | Sale certificate from dealer |
| Form 22 | Roadworthiness certificate |
| Dealer Invoice | Purchase proof |
| Temporary Registration | 30-day interim RC |
| Insurance Certificate | Mandatory motor insurance |
| Pollution Under Control | Valid PUC certificate |
| ID & Address Proof | KYC compliance |
Once you roll out of the showroom, keep these new car documents in a dedicated folder:
A well-maintained file speeds up future services, resale valuation and insurance claims. Back up digital scans on cloud storage.
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