Tata Tiago, Tigor, Punch Available at EMI From Rs 4,999 – December Offers on 10 Cars

Tata Motors EMI offers have been officially announced, making car ownership easier for buyers across India. According to the company’s latest press release, customers can now purchase a Tata car with monthly installments starting from Rs 4,999. These special EMI schemes are available for a limited time and cover both passenger vehicles and electric vehicles

The offers apply to 10 Tata models, including well-known cars such as the Tiago, Punch, Nexon and Altroz. Tata Motors has stated that these plans are designed to provide flexible and affordable financing options for a wide range of buyers

Tata Motors EMI Offers: What Buyers Need To Know

Tata Motors has confirmed that the lowest EMI of Rs 4,999 per month applies to the Tata Tiago. At the higher end, the Curvv.ev carries an EMI of Rs 14,555 per month. These figures are calculated based on predefined loan structures and repayment periods

Key points buyers should note:

• EMIs are available on 10 Tata cars
• Schemes cover both ICE and EV models
• Financing approval depends entirely on the financier
• Offers are valid only till December 31, 2025

The company also mentioned that buyers can explore multiple finance structures across its passenger vehicle and electric vehicle lineup

Flexible Financing Options Across Tata Passenger Vehicles

Tata Motors has clarified that the EMI values for its ICE passenger vehicle range are calculated using:

• A specific loan amount
• Balloon payment options of 25 percent or 30 percent
• A repayment period of 84 months

These terms help reduce the monthly burden, especially for entry-level and mid-range car buyers. However, the final EMI may change depending on the loan amount and the total on-road price of the car

Longer Repayment Period For Tata EV EMI Plans

For electric vehicles, Tata Motors is offering longer repayment timelines to keep EMIs affordable

The EV EMI calculations are based on:

• A specific loan amount
• A repayment tenure of 120 months

This structure helps offset the higher initial cost of electric vehicles and makes EV ownership more accessible to a wider audience

Tata ICE Models EMI Details

Below is the EMI breakup for Tata’s internal combustion engine models under the current offer:

These EMIs are indicative and may vary depending on dealer location, loan approval and on-road pricing

Tata Electric Models EMI Details

Tata Motors has also shared EMI figures for its electric vehicle range:

The EV EMI plans are structured to support buyers who want to shift to electric mobility with lower monthly costs

Validity And Conditions Of Tata Motors EMI Offers

Tata Motors has clearly stated that:

• The EMI offers are valid only till December 31, 2025
• Actual EMI amounts may change based on:
  • Loan amount
  • On-road price
  • Interest rates
• Financing approval is at the sole discretion of the financier

Buyers are advised to confirm the final EMI and loan terms directly with the dealer or finance partner before booking

Where To Get More Details On Tata Motors EMI Offers

Customers interested in these EMI schemes can:

• Visit the nearest Tata Motors Passenger Vehicle showroom
• Log on to https://cars.tatamotors.com

Dealerships can provide exact figures based on city-wise pricing, variant selection and finance eligibility

Importance Of Tata Motors EMI Offers For Buyers

With rising vehicle prices, these EMI plans help reduce the immediate financial load on buyers. Lower monthly payments, longer tenures and balloon payment options make Tata cars more accessible across different budgets

For buyers planning a new car purchase before the end of 2025, these Tata Motors EMI offers present a practical opportunity to enter the Tata ownership experience with manageable monthly costs